The Canadian Real Estate Investor

Your Fixed Mortgage Rate Can Rise While the Bank of Canada Does Nothing

The Bank held at 2.25%. Five-year bond yields still climbed. That split is changing the fixed-versus-variable decision, and the cheapest starting rate…

Oct 6 • Daniel Foch

StatCan Found 301,008 People. Housing Still Feels the Same.

Two population declines disappeared after a method change. The revision weakens one bearish headline, but it does not rescue rents, condos or per-capita…

Oct 2 • Daniel Foch

September 2026

Four Hundred Episodes Later, the Deal Still Happens in a Room

The podcast taught investors the language. The events exposed what was missing between understanding a deal and getting one done.

Sep 22 • Daniel Foch

1

Canada’s Fall Housing Market Has More Sellers and No More Buyers

CREA’s August data says the market is stalled, national averages are being distorted by mix, and Ottawa’s new tax incentives will not lower anyone’s…

Sep 18 • Daniel Foch

4

There Is No Canadian Real Estate Market Anymore

PwC's Fred Cassano turns the microphone on Daniel Foch to unpack a market splitting by asset, location, operator and balance sheet.

Sep 15 • Daniel Foch

3

The Multiplex Boom Has Entered Its Landlord Phase

Flat appraisals and a year of heavier tenant turnover changed what matters in Toronto’s missing-middle market.

Sep 8 • Daniel Foch

1

Canada Dodged 2008. Then It Learned the Wrong Lesson.

Part 2 of our housing-policy history: how emergency rates, demand brakes, population reversals and a long-overdue rental pivot created today’s strange…

Sep 2 • Daniel Foch

2

August 2026

Canada Has Never Had a Housing Market. It Has Had Housing Policy.

Part one of a 100-year history shows how Ottawa built the leverage, tax incentives and mortgage plumbing beneath Canadian real estate.

Aug 28 • Daniel Foch

3

The Rise of the Citizen Developer

Toronto has opened the door to multiplexes. MLI Select and the rental HST rebate can improve the capital stack—but only if the site, budget and…

Aug 21

Has the Canadian Housing Market Finally Hit Bottom?

Sales are rising and listings are tightening—but household insolvencies are still climbing. If this is the bottom, it is a fragile one.

Aug 19

May 2026

This episode may upset some realtors

The most important shift in Canadian real estate is not robots replacing realtors. It is AI quietly rewiring search, underwriting, valuation…

May 11 • Daniel Foch

1

The Price You See Is No Longer the Real Price

Price Discovery in Canada’s New Construction Market Is Moving in Buyers’ Favour

May 4 • Daniel Foch

2